Privacy Policy
Effective 3 November 2026
Vasithwam SplitMate ("SplitMate", "we", "us") is a shared-expense app operated by Vasithwam. This policy explains what information the app and its server collect, why, and the choices you have. Contact us at support@vasithwam.in with any question.
Information we collect
- Account details: your email address and display name. Your password is stored only as a secure hash.
- Optional profile details you choose to add: avatar, country, preferred currency, language, time zone and a UPI ID that you type in yourself.
- Records you and your group members enter: groups, members, expenses, how they are split, settlements and their history.
- Sign-in sessions: a device identifier and device name so that you can stay signed in and sign out of a device.
- Security logs: limited technical data such as IP address and time of sign-in, invitation and QR actions, used to prevent abuse.
Information we do not collect
SplitMate does not collect your phone number, contacts, SMS messages, Gmail inbox, location, or camera images. QR scanning runs in Google Play services on your device; the camera image is not sent to us.
Member QR code
Your personal member QR code contains only an opaque, revocable token. It does not contain your email, balances, group names or any other private information. You can regenerate or revoke it at any time in the app.
How information is shared
- With the members of groups you belong to, only as needed to split expenses (for example your display name and the expenses you are part of).
- Your email address is shown to co-members only if you allow it in your privacy settings.
- Invitation emails are sent to the addresses that a group owner or admin enters.
- We do not sell your personal data.
Advertising
The app shows ads through Google AdMob. AdMob may use your device's advertising ID to show and measure ads. Where required by law, we ask for your consent through Google's User Messaging Platform, and you can change your choice later. You can also reset or delete your advertising ID in your Android settings. See how Google uses data from apps that use its services.
Retention and deletion
We keep your account and records while your account is active. Because expense records are shared with other group members, historical entries are kept so that their balances stay correct. You can ask us to delete your account at any time by writing to support@vasithwam.in; an in-app account deletion option is planned.
Security
All communication with our server uses HTTPS. Passwords are stored as one-way hashes, sign-in tokens are short-lived and can be revoked, and verification codes are stored hashed.
Children
SplitMate is not directed at children under 13, and we do not knowingly collect their personal information.
Changes
We may update this policy. Material changes will be announced in the app or on this page, with a new effective date.
Contact
Vasithwam · support@vasithwam.in