Terms of Use
Effective 3 November 2026
These terms apply to your use of the Vasithwam SplitMate app and its online service, operated by Vasithwam. By creating an account or using the app you agree to them.
What SplitMate is
SplitMate is a record-keeping tool that helps people track shared expenses and who owes whom. SplitMate does not hold, transfer or process money, and it is not a bank, wallet or payment service. Any payment between users, including through UPI or other apps, happens outside SplitMate and is solely between those users.
Your responsibilities
- You are responsible for the accuracy of the expenses, splits and settlements you record.
- Settlements are confirmed between users: a payment is treated as settled only when the receiver confirms it in the app. Opening a payment app or tapping a payment link is not proof of payment.
- Keep your sign-in details secure and tell us if you believe your account has been misused.
- Invite only people who expect to hear from you, and do not use SplitMate for unlawful purposes, spam or harassment.
Shared records
Expenses and settlements in a group are visible to its members. Edits and deletions are kept in a history so that balances can be audited; removing a member does not erase past records.
Advertising
The free app is supported by ads served by Google AdMob, as described in our Privacy Policy.
Service provided as is
SplitMate is provided "as is" and "as available", without warranties of any kind. Balances and suggestions are calculated from the information users enter and may be wrong if that information is wrong. To the extent permitted by law, Vasithwam is not liable for any loss arising from use of the app, disputes between users, or payments made outside the app.
Ending use
You can stop using SplitMate at any time and ask for your account to be deleted. We may suspend accounts that misuse the service.
Changes
We may update these terms. Continued use after an update means you accept the new terms.
Contact
Vasithwam · support@vasithwam.in